this was one of my questions !
I need this video.
You could just not get insurance and save the money. Then pay for those bills yourself. Do the math…
which business credit card do you use to get points? the one you mentioned at the very end of the video?
Great video that everyone should pay attention to.
Having insurance through an employer is an illusion for many. As long as your health allows you to work, you may be OK, but if you get sick or injured and can't work (car accident, cancer, heart attack, etc), you will lose your insurance when you need it the most. You may be eligible for COBRA, but without a job most can't afford it. So your only option may be Medicare or Medicaid, but that takes time to apply and get approved, especially if you are younger. And what do you do if you are denied, or the government red tape and bureaucracy makes it practically useless?
My sister was a hard-working nurse for many years. She injured her back while moving an obese patient and then she found out that she had cancer. Her employer fired her and she lost her insurance right before her doctor was going to begin chemotherapy and radiation treatments. This delayed her care for many months. Imagine having stage 4 cancer and your doctor says,
Sorry, I can't help you until you get insurance or pay tens of thousands of dollars in advance.
This could happen to any of us at any moment. Follow the advise in this video and you can reduce the chances of being uninsured when you or your family need it the most.
I heard on the news that you moved to Portugal to avoid some legal problems. Did this affect your health insurance?
Is there still a penalty?? I thought that was pulled back..what I am reading is that there is no penalty in 2019 unless you live in a state that forces that mandate..but otherwise there is no penalty..Still not a good idea to go without!
You guys pay $30k a year for your family? Do you actually use that? I’d rather put the money in an account. Use it when I need it. You guys for example will have paid $300k over a 10 year span. That same money put into a high yield savings account will net you about $350k in that same 10 year span. Some large companies will self fund their insurance and it saves them money. Imagine that. What’s bad about paying insurance is you never get it back. You pay super high premiums and if you don’t use it you don’t get a refund like taxes. However if you put it into an account and don’t use it you get to keep it. Plus you get to earn the interest.
my employer sponsored healthcare is 85 dollars every 2 weeks for a family of 5 and they cover everything and a $1000 deductible. Routine is free for dental vision and medical. any other visit $10 copay and prescriptions are $10. it would cost a fortune for me to get that kind of coverage.
Wow I’m getting a call tomorrow for open enrollment at my job.
No penalty anymore.
I personally know an investor who built a separate business to pay for his and his family's insurance needs. Beyond those needs, the business only produces enough to pay the manager and a few "independent contractors." So there are ways to insure oneself. JA
Consider getting a high deductible insurance plan and adding money to HSA Health Savings Account. Then you can pay for copays and whatever is not covered anyway from that HSA account. HSA contributions are also tax deductible.
what kind of VISION THERAPY??? CAN ELIMINATE THE NEED FOR GLASSES??? THATS AMAZING, PLEASE POST LINKS…
Having been a health insurance broker for +25 yrs; a Health Savings Account AND funding it. Can be a life saver especially for the very ill and the very healthy. Tax advantages, paying for care with pre-tax dollars and equipment carriers don’t cover ie. acupuncture, wheelchairs, home healthcare, medical travel etc. The more you know about HSA’s the more you’ll like them.
Insurance for 2300 a month.???Put that in a savings account 2300. Times 12 = 27600 × 10 = 276000 is more than enough to cover the broken middle finger.or how about paying for a bond.
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