Planning your big day? Wedding costs can really add up. That’s why it’s important to consider
Special Event Insurance, to help protect you from financial loss
and give you greater peace of mind. Special Event Insurance,
sometimes called wedding insurance, typically comes in two types of coverage:
Event Cancellation Coverage and Event Liability Protection. Event Cancellation Coverage
helps reimburse certain costs if your wedding needs to be canceled or postponed
for reasons like: weather that prevents the majority of your guests
from attending, a serious illness to the couple
or a member of their immediate family, or if the bride or groom is called
for military deployment. And if you have to reschedule your reception
due to certain unforeseen circumstances, it may help reimburse you for deposits you already paid
to the venue or caterer. Event Cancellation Coverage may also help cover
lost damaged or photographs, videos, and gifts, reimbursement if your photographer doesn’t show up, and repair or replacement costs
for your wedding attire and rings. You can also purchase Event Liability Coverage,
which helps cover costs if you’re found legally responsible
for someone’s injury at your event or damage to the venue. Generally limited to a 24- to 48-hour period, this type of coverage helps protect
the rehearsal dinner, wedding ceremony, and reception, as well as setup and removal
within 24 hours of the event. Keep in mind that it’s a good idea to purchase
event insurance as soon as you start incurring costs, as there may be time restrictions
on when you can get a policy. Your insurance agent can explain
when you need to have coverage in place and the protection it provides. Want to learn more? Contact a local Allstate agent to see how
Special Event Insurance can help make protecting your wedding
a piece of cake.
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